Personal Loan

Type Amount
Bounce Fee Rs. 500/- + taxes
Swap Fee Rs. 500/- Per Instance + taxes
Penalty for Mandate rejected cases (penalty will be charged only if not paid on /before EMI date.) Rs. 500/- + taxes
Processing Fee As per schemes
Pick Up Fee Rs. 50/- Per Transaction + taxes
Late Payment Fees Rs. 150/- Per month + taxes
Fee for NOC/NDC Nil
Foreclosure Charges 0~6 months : 6%
7~12 months : 4%
13 months & Above : 3.5%

Important Information -

  • We request you to maintain sufficient balance on your account to debit the Emi on your payment due date as stated in your Sanction Letter to avoid any last minute hassles.
  • Paying well on time not only help you to avoid late fee but will also help you build a good credit score.
  • Please refer to your Sanction Letter for fee, charges and interest applicable to your loan.
  • Interest rate may vary from product & offers
  • The fee and interest shall be charged basis loan amount, commodity financed and specific offers.
  • Payment made through PayTM, ITZCash, Billdesk or PaynearBy will incur an additional processing fee.