CIN Number: U66000MH2011FTC214516
AEON CREDIT SERVICE INDIA PVT. LTD.
This Application is owned and operated by ÆON Credit Service India Pvt. Ltd., TF-A-01, Art Guild House, Phoenix Marketcity, LBS Marg, Kurla (West) (“ACSI”), which is authorised to exercise the ownership and intellectual property rights to the Application.
Use of the Application is available only to persons who can form legally binding contracts under Indian Contract Act, 1872. Persons who are "incompetent to contract" within the meaning of the Indian Contract Act, 1872 including minors, un-discharged insolvents etc. are not eligible to use the Application. If user is a minor i.e. under the age of 18 years, user shall not register on the ACSI Application and shall not transact on or use the Application. ACSI reserves the right to terminate user membership and / or refuse to provide user with access to the Application if it is brought to ACSI's notice or if it is discovered that user is under the age of 18 years.
The Content contained on this Application is provided for general information only and should not be used as a basis for making business/commercial decisions. User is advised to exercise due caution and/or seek independent advice before entering into any arrangement or financial obligation based on the Content contained in this Application. The Content contained in this Application, including text, graphics, links or other terms are provided on an “as is”, “as available” basis and are protected by copyright in favour of ACSI. User should not distribute text or graphics to others without the express written consent of the ACSI. User should not copy, download, publish, distribute or reproduce any of the Content contained on this Application in any form without prior permission of ACSI. Use of the products or services described in this Application may not be permitted in some countries and if in doubt, User should check with the local regulator or authority before requesting further information on such products/ services. Products and Services are available only at the discretion of ACSI, subject to the individual contractual terms and conditions of products and services on which they are offered and such products and services may be withdrawn or amended at any time without notice. The full range of products or services may not be available in all locations.
Lending Rate and other charges for various financial schemes and interest rates cited as examples of rates which may be in effect from time to time are indicative rates only and are subject to change at any time at the sole discretion of ACSI and applicable Indian laws.
When using the Application the Users must not: interfere with the Application's security, integrity and operation in general; use the Application for the transfer of damaging files; or, attempt to enter non- public sections of the Application or access restricted information featured on the Application where the Users do not meet the criteria for accessing this information. The User is further required to observe the ACSI's copyrights of this Application and, furthermore, to observe the third parties rights to material and text posted by ACSI on the Application (including, but not limited to, trademarks, logos etc.) but owned by third parties and which is under the protection of appropriate Acts on the protection of intellectual property rights.
ACSI, through the Services, may allow the Customers to apply for the Loan, subject to the fulfilment of the eligibility criteria laid down by ACSI. User understand that ACSI and / or the NBFC may collect, authenticate, track user location, verify and confirm the User Data, documents and details as may be required to sanction the Loan. In order to avail the Services, user are required to register with ACSI. During the Application process, user shall be required to share and upload the User Data on the Application or the Mobile Application Form. User Data shall include personal information including but not limited to user name, e-mail address, gender, date of birth, mobile number, passwords, photograph, mobile phone information including contact numbers, SMS, call logs and browsing history, data, login-in credentials, Annual Reportssuch as bank documents, salary slips, bank statements, PAN card, bank account no., data from Credit Information Companies, data required for Know Your Customer compliances, requirement and other relevant details (“Personal Information”). User agrees that the Personal Information shall always be accurate, correct and complete. As part of the Services, user authorises us to import user details and Personal Information dispersed over Third Party Platforms. User understands and acknowledges that we may periodically request for updates on such Personal Information and we may receive such updated information from Third Party Platforms. The User is fully liable for any risk for his use of this Application and ACSI does not assume any responsibility or liability for such risk. The contents provided on this Application is intended only for general information and does not represent any form of advice or recommendation. This Application may contain advice/ opinions and statements of various professionals/ experts/ analysts, etc., ACSI does not represent/ endorse the accuracy, reliability of any of the opinions/ statements/ information by such person. Reliance on these statements shall be at the risk of the user of this Application. Specifically, the Contents of this Application is not intended to be relied upon by Users in making any specific decisions (including investment decisions). ACSI does not guarantee the accuracy, correctness, completeness, timeliness or availability of this Application's contents and/or services and does not accept any responsibility (e.g. towards the Users of the Application) in this respect. No information sent to any client through this Application or available on this Application shall constitute any representation or warranty by ACSI or its subsidiaries or affiliates regarding the creditworthiness, financial performance or prospects, solvency, or viability of any company or other legal entity or the business carried on by such entity. To the maximum extent permissible by applicable laws ACSI shall not be liable for any direct, indirect, incidental or consequential damages, including, without limitation, damages for loss of profits, goodwill, loss of data or other intangible losses arising in connection with the use of the Application. All transactions undertaken on user’s behalf by ACSI will be on the basis of user’s express instructions/consent and will be strictly on a non-discretionary basis. User also authorises ACSI to get user credit information report from one or more Credit Information Companies as decided by the Company from time to time. Once user verifies and uploads the User Data and/or other documents and details on our platform, we shall process the same. Upon the completion of the document verification by ACSI, the Loan may be sanctioned to user, subject to fitting eligibility criteria and other conditions set forth by ACSI for sanctioning the Loan. Thereafter, user are required to fill and upload the ECS/NACH mandate form/Cheque or any other document as may be required by ACSI. ACSI may collect the physical documents including signatures on those documents required for sanctioning and processing the Loan. Upon the collection of documents by ACSI, ACSI shall disburse the Loan subject to the terms and conditions of the Loan Agreement.
User fully understands and agrees that the sanctioned Loan shall be disbursed as per the mode provided in the platform. Users are required to repay the Outstanding Amount(s) to ACSI, on the respective due date(s) mentioned in the platform. User understands and acknowledges that ACSI reserves the right to track user location (“Track”) during the provision of Services, and also in the event that user stops, ceases or discontinues to use or avail the Services, through deletion or uninstallation of Mobile App or otherwise, till the event that user obligations to pay the Outstanding Amount(s) to ACSI exist. Deletion, uninstallation, discontinuation of our Services, shall not release user from the responsibility, obligation and liability to repay the Outstanding Amount(s). User understands and acknowledges that user shall be solely responsible for all the activities that occur under User Account while availing the Services. User undertakes that ACSI shall not be responsible and liable for any claims, damages, disputes arising out of use or misuse of the Services. By usage of the Services, user shall be solely responsible for maintaining the confidentiality of the User Account and for all other related activities under User Account. ACSI reserves the right to accept or reject user registration for the Services without obligation of explanation. User understands and acknowledges that, user is solely responsible for the capability of the electronic devices and the internet connection, user chose to run the Platform. The Platform’s operation or the Services on user electronic device is subject to availability of hardware, software specifications, internet connection and other features and specifications, required from time to time. The User Data provided during the registration is stored by us for user convenience. User understand and acknowledge that by accepting these Terms, user authorises ACSI to Track, fetch and use the User Data, including but not limited to user Personal Information, for the purpose of authentication and any updates with regards to user credentials. ACSI does not make any representations or warranties as to the item-specifics (such as legal title, creditworthiness, identity, etc.) of any of its Users. User releases and indemnifies ACSI and/or any of its officers and representatives from any cost, damage, liability or other consequence of any of the actions of the Users of the Application and specifically waive any claims that user may have in this behalf under any applicable law.
This platform is controlled and operated by ACSI and all material on this Application, including images, illustrations, audio clips, and video clips, are protected by copyrights, trademarks, and other intellectual property rights. User must not copy, reproduce, republish, upload, post, transmit or distribute such material in any way, including by email or other electronic means and whether directly or indirectly and User must not assist any other person to do so. Without the prior written consent of the owner, modification of the materials, use of the materials on any other Application or networked computer environment or use of the materials for any purpose is a violation of the copyrights, trademarks and other proprietary rights, and is strictly prohibited.
ACSI (including its officers, directors, employees, representatives, affiliates, and providers) will not be responsible or liable for (a) any injury, death, loss, claim, act of god, accident, delay, or any direct, special, exemplary, punitive, indirect, incidental or consequential damages of any kind (including without limitation lost profits or lost savings), whether based in contract, tort, strict liability or otherwise, that arise out of or is in any way connected with (i) any failure or delay (including without limitation the use of or inability to use any component of the Application), or (ii) any use of the Application or content, or (iii) the performance or non-performance by us or any provider, even if we have been advised of the possibility of damages to such parties or any other party, or (b) any damages to or viruses that may infect user computer equipment or other property as the result of user access to the Application or user downloading any content from the Application. The Application may provide links to other third party Applications. However since ACSI has no control over such third party Applications, user acknowledge and agree that ACSI is not responsible for the availability of such third party Applications, and does not endorse and is not responsible or liable for any content, advertising, products or other materials on or available from such third party Applications. User further acknowledge and agree that ACSI shall not be responsible or liable, directly or indirectly, for any damage or loss caused or alleged to be caused by or in connection with use of or reliance on any such content, goods or services available on or through any such third party Applications.