Job Description

To identify the business opportunities, improve the organization’s market position and achieve financial growth in insurance business.

• To identify, strategize, plan and manage the insurance business for the organization in lined with the organization’s objectives.

• To plan, implement and manage the product mix pertaining to the insurance business.

• To manage complete business cycle from licensing, liasion with authorities and execution of the insurance business .

• To negotiate and transact with different insurance providers to meet the business needs.

• End to end vendor management pertaining to the insurance business

• To build and maintain commercially productive relationships with both new and old clients.

• To maintain extensive knowledge of current market condition and competitions by mean of research and surveys.

• To suggest changes and take initiatives for continuous process improvement. 

• To bring awareness on the insurance business and products to both internal and external customers.

• Training and mentoring of the team.

Required Skills And Knowledge

• MBA from Tier 1/ Tier 

• Institute2.5-7 years of relevant experience

• Excellent communication and presentation skills

• Good negotiation and interpersonal skills

• Ability to bring innovation and take initiatives

• Pragmatic and result oriented

Job Description

The Purpose of the job is to advice and take action in all the request raised by Recovery Officer (RO) in above 3rd bucket. To support the Recovery Officer (RO) in all legal recovery cases which are in Non-Performing Asset (NPA). Legal support to collections team to achieve their respective targets through legal tools.

• Appointment of Advocate wherever required as per RO request & agreement

• Filing of Criminal cases where ever required through RO empaneled Advocate.

• Follow up with Advocate towards issuing of Demand Notices in all contracts above 3rd bucket and take the feedback of the return cover

• Help and guide the team with all legal action that can be taken for recovery and ensure that as per the requirement of the RO same is been initiated.

• Streamlining of legal process through specific legal MIS for all regions on monthly basis.

• Timely feedback to collections for accounts on which legal cases has been filed.

• Adhere to the laid down collections legal processes especially sending Dunning notices, loan recall notices, timely withdrawal of cases & filling of cases against the customers

• Reducing cost of Legal Initiation through Corrective Legal action based on Customer Nature and Default.

• Timely follow up of Sec. 138 & Sec 9 cases filed by the Company for both pending & fresh cases with attention to cases filed against the Company.

• Coordination with lawyers for speedy disposal of cases by providing adequate information.

• To assist ROs in getting interim order for Repossession of the asset by initiating Sec 9 in consultation with the Regional Heads.

• NBS Report

• Flow feedback

• Extract Write off eligible cases

• Circulating Write off recovery pool every month.

• Publishing eligible write off pool

Required Skills And Knowledge

• LLB graduate/post graduate 

• Experience minimum of 8 to 10 years of Industry Experience.

• Strong exposure to collection and recovery processes and practices

• Good knowledge on industry level standards and flair for implementing best practices

Job Description

The Purpose of the job is managing the collection process for Current Account (D0) by utilize best practice processes and techniques, to positively influence debtors to maximize payment of debt over the TAT defined. Train the collection team on recovery techniques, courteously with debtors be telephone, letter, email or text which builds positive relation. Successfully reduce bounce cases with respect to ECS cases.

• System and MIS designing to track update of cases for collection. 

• Track and control (D0) bucket cases and focus on non-starters over all control of the process in collection.

• Collection of 1 EMI cases and bounce charges4. Controlling flow from D0 to D1 bucket on monthly basis 

• Developing strategies for collections and recovery.

• Training the staff on recovery and collection system with default customer through dedicated team.

• Planning the schedule for collection and analysis of Target to the collection team.

• Planning the collection schedule and the target of collections to achieve.

• Initiation of legal proceeding for repossession collections as per defined policy. 

• Process development for collected products from defaulter customer’s disposal.

• Verification of cash / cheque deposition in bank and receipt submitted in office for updating in system within TAT

• Authorization for initiation of legal proceeding ,repossession as per defined policy

Required Skills And Knowledge

• Preferably any graduate/post graduate 

• Experience minimum of 10 to 12 years of Industry Experience.

• Strong exposure to collection and recovery processes and practices

• Good team handling and drive performance

• Good knowledge on industry level standards and flair for implementing best practices

Job Description

To identify the business opportunities, improve the organization’s market position and achieve financial growth.

• Develops products from SCRATCH and identify potential markets for the product.

• Conduct market research.

• Generating product requirements in the market.

• Determining specifications, and time-integrated plans for product introduction.

• Developing marketing strategies

• Product Management, People Management, Understanding the Customer, Product Development,Requirements Analysis, Pricing, Planning, Competitive Analysis, Sales Planning, Financial Planning andStrategy.

• Devising strategic marketing campaigns to enhance brand salience and lead generation for business development

Required Skills And Knowledge

• MBA

• 7-8 years of relevant experience

• Excellent communication and presentation skills

• Good negotiation and interpersonal skills

• Ability to bring innovation and take initiatives

• Pragmatic and result oriented

Job Description

To identify the business opportunities, improve the organization’s market position and achieve financial growth.

• Social Media development and Management
• Web Development and Management
• Handling the ATL and BTL activities for Marketing
• Preparation of Budget, Media Plan, etc
• Handling of Agencies
• Innovating digital Marketing for Digital Campaigns
• Lead Generation and Lead Management calculating the COCA, CPI
• Google Certified in Digital Marketing
• Preparation of Marketing Collaterals, Work on Designing of Artwork and Offline and Online Campaigns
• Handling Brand Development and Proposing new brand Initiatives
• Working for Brand Tie Ups and must be able to handle the Advertising (Design and Plan)
• Well versed with documentation and up to date industry knowledge of Marketing

Required Skills And Knowledge

• MBA from Tier 1/ Tier 2 Institute
• 7-10 years of relevant experience
• Excellent communication and presentation skills
• Good negotiation and interpersonal skills
• Ability to bring innovation and take initiatives
• Pragmatic and result oriented

Job Description

Preparing and publishing different Analytical Reports and driving products sale through these Reports.

Sales forecasting and budgeting

Prepare and keep a track of sales strategies , MIS reports.

Managing sales performance measurement (Against Plan and benchmark)

Preparing and publishing Various MIS Reports such as revenue, turnover, target VS achievement

Preparing Sales MIS, PPT for Board Meeting and Regional Review monthly Quarterly and yearly target

Preparing Project Status presentation and Updating to Management in the Monthly Meeting.

Team building and enhancing team capability, identifying training needs.

Required Skills And Knowledge

Master’s degree or equivalent from recognized International university

3 to 5 years of experience in Data & Business Management role 3. Business analytics and data management expertise

Initial 1 to 2 years in Management trainee role will be preferred.

Business analytics certifications would be added advantage.

NBFC/ Banking/ Insurance domain experience is preferred

Age below 30 Years.

Job Description

Managing sales team in order to maximize sales revenue and meet corporate-set goals.

Create regional sales plans and quotas in alignment with business objectives..

Support sales team with day-to-day dealers operation..

Evaluate dealers and individual performances..

Report on regional sales results..

Forecast quarterly and annual profits of the region..

Identify hiring needs, select and train new sales people..

Prepare and review the annual budget for the region..

Analyze regional market trends and discover new opportunities for growth..

Address potential problems and suggest prompt solutions..

Participate in decisions for expansion or acquisition..

Suggest new services/products and innovative sales techniques to increase customer satisfaction..

Required Skills And Knowledge

MBA

Maximum 10-12 years of experience

Excellent communication skills

Strong organizational skills with a problem-solving attitude

Team and people management skills

Job Description

Responsible as front end of the business therefore it is important to communicate courteously with debtors be telephone, text or personally by visiting customers which builds positive relation as well as investigate, respond to and progress issue and queries to a successful conclusion at earliest time.

To display a positive attitude and a team enthusiasm and work effectively under pressure and handle conflict situation while remaining professional focusing on achieving collection debt.

Daily review of account allocation and collection target by bucket to Desk Officer and Field officer.

Track and control the delinquency by bucket wise and DPD wise and focus on non-starters.

Regular follow up with default customer through dedicated team or personally.

To comply with audit requirements for cash / cheque deposition in bank as per receipt made on mobile app.

Authorization for initiation of legal proceeding, repossession as per defined policy.

To maintain 100% compliance issues.

To improve collections for tracing non contactable cases by finding additional documents received from customer while availing loan.

Reporting to area collection manger on daily basis with proper feedback & review of field & desk.

Required Skills And Knowledge

Preferably any Graduate

Experience 1 to 3 years and familiarity with primary products, credit facilities and regulatory framework.

Good analytical skill and aptitude process definitions and excel and achieve better level and drive performance.

Acumen for assessing the portfolio and updating risk escalation and including and define programs

Good knowledge on industry level standards and flair for implementing best practices

Good knowledge of Microsoft Excel & Word.